Start your journey to homeownership with The Espinoza Team! As your dedicated realtors, we’re here to guide you every step of the way. In this guide, we’ll outline the steps to buying a home, answer common questions, and explain what mortgage lenders look for. From understanding your budget to exploring neighborhoods and navigating the buying […]

Investing in Florida offers numerous advantages and opportunities due to several key factors: S T R O N G  E C O N O M Y Florida boasts a robust and diverse economy driven by industries such as tourism, healthcare, finance, and technology. The state consistently attracts businesses and job seekers, fostering economic growth and […]

Immigration through investment What is the EB-5 program? The EB-5 Immigrant Investor Program is a United States government program to encourage new investments in projects that create jobs. To stimulate the US economy, Congress in 1990 created the EB-5 program for job creation and capital investment by foreign investors. As of March 2022, the investment […]

FHA Loan The Federal Housing Administration (FHA) manages the FHA loan program. If you are a first-time home buyer, this type of mortgage may be best for you. FHA loans offer several advantages because they are insured by the federal government, plus: They have less strict requirements. Low credit score of at least 580 3.5% […]